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FINAL RULECOMMENTS DUE JANUARY 4, 2027

Member Business Loans; Commercial Lending

National Credit Union Administration

The NCUA Board (Board) is amending its regulations governing member business loans and commercial lending. This interim final rule eliminates an outdated, transitional provision that is no longer necessary. This action is necessary to reduce regulatory complexity and improve the clarity of the NCUA's regulations. The intended effect is to enhance clarity and simplify compliance for federally insured credit unions (FICUs).

Published November 4, 2026Document 2026-22537Effective November 4, 2026

How to comment

Comments are due January 4, 2027. Submit through the link above or follow the instructions in the document's ADDRESSES section. Say who you are, how the rule affects you, and what should change, with evidence. Comments are usually public, so leave out anything private.

New to this? Start with our free public-comment guide and example, watch Rulemaking 101 or read How to Comment on Federal Rules.

From the Federal Register as of November 4, 2026. Deadlines can change; the official document governs. Not legal advice.

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