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PROPOSED RULECOMMENTS DUE JANUARY 4, 2027

Large-Bank Deposit Insurance Determination Modernization

Federal Deposit Insurance Corporation

The FDIC is seeking comment on a proposal that would: remove the regulation regarding recordkeeping for timely deposit insurance determination; revise the regulation regarding large-bank deposit insurance determination modernization to modify the requirements that, following rescission of the preceding regulation, would generally apply to institutions currently subject to the preceding regulation, with certain modifications, and clarify its requirements to better align the burdens of the rule with the benefits; and revise the regulation regarding indexing of specified regulatory thresholds to index the thresholds to inflation in the regulation regarding large-bank deposit insurance determination modernization.

Published November 4, 2026Document 2026-22495
Read on FederalRegister.gov ↗Official PDF ↗

How to comment

Comments are due January 4, 2027. Submit through the link above or follow the instructions in the document's ADDRESSES section. Say who you are, how the rule affects you, and what should change, with evidence. Comments are usually public, so leave out anything private.

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From the Federal Register as of November 4, 2026. Deadlines can change; the official document governs. Not legal advice.

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